{"id":10063387,"date":"2021-04-28T12:15:59","date_gmt":"2021-04-28T10:15:59","guid":{"rendered":"https:\/\/www.fh-joanneum.at\/?post_type=focalpoints&#038;p=63387"},"modified":"2024-04-19T09:53:17","modified_gmt":"2024-04-19T07:53:17","slug":"financial-literacy-competence-center","status":"publish","type":"focalpoint","link":"https:\/\/www.fh-joanneum.at\/en\/field-of-expertise\/financial-literacy-competence-center\/","title":{"rendered":"Financial Literacy Competence Center"},"content":{"rendered":"<div class=\"wp-block-sidebar-layout-container margin-bottom-normal\">\n    <div\n        class=\"container-lg\"\n        style=\"--bs-gutter-x: 0;\"\n    >\n        <div\n            class=\"row\"\n            style=\"--bs-gutter-x: 0;\"\n        >\n            \n<div class=\"col-12 col-md-3 order-1 order-md-0 sidebar\">\n            \n<div\n    id=\"\"\n    class=\"wp-block-institute-card margin-bottom-normal\"\n>\n    <div class=\"container-lg\">\n                                    <div class=\"row justify-content-around\">\n                    <div class=\"col-8 col-sm-6 col-md-12\">\n                        <a\n        class=\"management institute-card\"\n        href=\"https:\/\/www.fh-joanneum.at\/en\/institute\/banking-and-insurance-industry\/\"\n        target=\"_self\"\n    >\n                            <div class=\"major-bg-color\">\n            <div class=\"wrapper\">\n                <div class=\"header\">\n                    <span>Institute<\/span>\n                <\/div>\n                <h4>Banking and Insurance Industry<\/h4>\n            <\/div>\n        <\/div>\n            <span><\/span>\n                    <\/a>\n                    <\/div>\n                <\/div>\n                        <\/div>\n<\/div>\n\n<div\n        id=\"\"\n        class=\"wp-block-person-card margin-bottom-normal\"\n    >\n        <div class=\"container-lg\">\n            <div class=\"row justify-content-around\">\n                <div class=\"col-8 col-sm-6 col-md-12\">\n                    <a href=\"https:\/\/www.fh-joanneum.at\/en\/university\/person\/michael-murg\"\n    class=\"person-card\">\n    <div class=\"border border-light h-100\">\n\n        <div class=\"image-wrapper\">\n            <picture>\n        <img decoding=\"async\"\n        class=\"img-fluid\"\n        src=\"https:\/\/online.fh-joanneum.at\/JOANNEUMonline\/visitenkarte.showImage?pPersonenGruppe=3&amp;pPersonenId=64B98D8ADE02B352\"\n        alt=\"\"\n        title=\"\"\n                 onerror=\"this.src = 'https:\/\/www.fh-joanneum.at\/app\/themes\/fh\/public\/images\/avatar_dummy.e5edf9.png'\"     >\n<\/picture>\n\n        <\/div>\n        <div class=\"p-2 p-xl-3\">\n                            <p class=\"mb-1 hyphens\">Dr.<\/p>\n                        <h6>Michael Murg<\/h6>\n                            <p class=\"mb-1 hyphens\"> BA MSc MBA<\/p>\n                        <p class=\"mb-0 hyphens\">\n              Head of Institute\n            <\/p>\n        <\/div>\n    <\/div>\n<\/a>                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n<div\n    id=\"\"\n    class=\"wp-block-focalpoint-card margin-bottom-normal\"\n>\n    <div class=\"container-lg\">\n                                    <div class=\"row justify-content-around\">\n                    <div class=\"col-8 col-sm-6 col-md-12\">\n                        <a href=\"https:\/\/www.fh-joanneum.at\/en\/field-of-expertise\/international-finance-industry\/\"\n      class=\"focalpoint-card\">\n      <div class=\"border border-light h-100\">\n\n          <div class=\"image-wrapper\">\n              <picture>\n                        <source\n                media=\"(max-width: 576px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2015\/03\/PTO_Grid6.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2015\/03\/PTO_Grid6.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 768px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2015\/03\/PTO_Grid6.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2015\/03\/PTO_Grid6-1024x683.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 1024px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2015\/03\/PTO_Grid6-1024x683.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2015\/03\/PTO_Grid6.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 1536px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2015\/03\/PTO_Grid6.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2015\/03\/PTO_Grid6.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 2048px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2015\/03\/PTO_Grid6.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2015\/03\/PTO_Grid6.jpg 2x\"\n            \/>\n                <img decoding=\"async\"\n        class=\"img-fluid\"\n        src=\"https:\/\/cdn3.fh-joanneum.at\/media\/2015\/03\/PTO_Grid6.jpg\"\n        alt=\"All important events at a glance\"\n        title=\"\"\n         loading=\"lazy\"             >\n<\/picture>\n\n          <\/div>\n          <div class=\"p-2 p-xl-3\">\n                                    <p class=\"mb-1\">Fields of Expertise<\/p>\n                                <h6 class=\"\">International Finance Industry<\/h6>\n                                    <p class=\"mb-0\">Research and development at the Institute of Banking and Insurance Industry over the medium to long-term will focus on topics &#8230;<\/p>\n                          <\/div>\n      <\/div>\n  <\/a>\n                    <\/div>\n                <\/div>\n                        <\/div>\n<\/div>\n\n<div\n    id=\"\"\n    class=\"wp-block-sidebar-labor-card margin-bottom-normal\"\n>\n    <div class=\"container-lg\">\n                                    <div class=\"row justify-content-around\">\n                    <div class=\"col-8 col-sm-6 col-md-12\">\n                        <a href=\"https:\/\/www.fh-joanneum.at\/en\/labor\/digital-finance-lab\/\"\n      class=\"labor-card\">\n      <div class=\"border border-light h-100\">\n\n          <div class=\"image-wrapper\">\n              <picture>\n                        <source\n                media=\"(max-width: 576px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2021\/04\/digital-finance-lab-7.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2021\/04\/digital-finance-lab-7.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 700px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2021\/04\/digital-finance-lab-7.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2021\/04\/digital-finance-lab-7.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 700px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2021\/04\/digital-finance-lab-7.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2021\/04\/digital-finance-lab-7.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 700px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2021\/04\/digital-finance-lab-7.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2021\/04\/digital-finance-lab-7.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 700px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2021\/04\/digital-finance-lab-7.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2021\/04\/digital-finance-lab-7.jpg 2x\"\n            \/>\n                <img decoding=\"async\"\n        class=\"img-fluid\"\n        src=\"https:\/\/cdn3.fh-joanneum.at\/media\/2021\/04\/digital-finance-lab-7.jpg\"\n        alt=\"Digital Finance Lab 6\"\n        title=\"\"\n         loading=\"lazy\"             >\n<\/picture>\n\n          <\/div>\n          <div class=\"p-2 p-xl-3\">\n                                    <p class=\"mb-1\">Labor<\/p>\n                                <h6 class=\" mb-0\">Digital Finance Lab<\/h6>\n                          <\/div>\n      <\/div>\n  <\/a>\n                    <\/div>\n                <\/div>\n                        <\/div>\n<\/div>\n\n\n<\/div>\n\n<div class=\"d-none d-md-flex col-md-1 seperator-column\"><\/div>\n<div class=\"col-12 col-md-8 order-0 order-md-1\">\n     \n<div\n    id=\"\"\n    class=\"wp-block-intro-text margin-bottom-normal\"\n>\n    <div class=\"container-lg\">\n        <div class=\"row\">\n            <div class=\"col\">\n                <div class=\"major-text-color fst-italic\"><div class=\"module-migration-intro-text\">\n<p class=\"field-migration-intro_textfield\">\n<p>Financial literacy is a combination of financial awareness, knowledge, skills, attitudes and behaviours, which are required in order to make sensible financial decisions, leading to personal financial health.<\/p>\n<\/p>\n<\/div>\n<\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<div id=\"\" class=\"wp-block-text-content margin-bottom-normal\">\n    <div class=\"container-lg\">\n        <div class=\"row\">\n            <div class=\"col\">\n                <h4>Mission of the Financial Literacy Competence Center<\/h4>\n<p>The Financial Literacy Competence Center pools the expertise of our specialists from the financial services sector, banks and the insurance industry with the aim of promoting financial knowledge and skills as a relevant subject, which in turn has a direct impact on human life and wellbeing.  <\/p>\n\n            <\/div>\n        <\/div>\n            <\/div>\n<\/div>\n\n<div\n    id=\"\"\n    class=\"wp-block-blockquote margin-bottom-normal\"\n>\n    <div class=\"container-lg\">\n        <div class=\"row\">\n            <div class=\"col\">\n                <div class=\"d-block mb-2 fs-5 major-text-color\">\u201cThe Financial Literacy Competence Center participates in national and international projects which allow us to make a significant contribution to improving the financial literacy of all population groups.\u201d <br \/>\r\n<br \/>\r\n<\/div>\n                <span class=\"d-flex justify-content-end\">Dr. Michael Murg, BA MBA MSc<\/span>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<div id=\"\" class=\"wp-block-text-content margin-bottom-none\">\n    <div class=\"container-lg\">\n        <div class=\"row\">\n            <div class=\"col\">\n                <div class=\"module-migration-headline\">\n<h3><\/h3>\n<\/div>\n\n            <\/div>\n        <\/div>\n            <\/div>\n<\/div>\n\n<div\n    id=\"\"\n    class=\"wp-block-person-cards margin-bottom-normal\"\n>\n    <div class=\"container-lg\">\n      <div class=\"row\">\n                <\/div>\n    <\/div>\n<\/div>\n\n<div id=\"\" class=\"wp-block-text-content margin-bottom-normal\">\n    <div class=\"container-lg\">\n        <div class=\"row\">\n            <div class=\"col\">\n                <h4>Projects<\/h4>\n<p>The Center has carried out a range of projects aimed at designing publications, books, seminar plans and teaching curricula for schools, hosting training courses, seminars and conferences, and developing customised software applications (apps).<br>\nIn addition to training and seminars on the subject of financial education, project outcomes are regularly presented at the Austrian National Bank&rsquo;s <strong>Round Table on Financial Education <\/strong>. <\/p>\n\n            <\/div>\n        <\/div>\n            <\/div>\n<\/div>\n\n<div\n    id=\"\"\n    class=\"wp-block-project-cards margin-bottom-normal\"\n>\n    <div class=\"container-lg\">\n        <div class=\"row\">\n                                                            <div class=\"col-12 col-sm-6 col-md-6 col-lg-6 col-xl-4 mb-4\">\n                        <a href=\"https:\/\/www.fh-joanneum.at\/en\/project\/cryptopolis-fostering-financial-and-crypto-literacy-in-secondary-schools\/\"\n      class=\"project-card\">\n      <div class=\"border border-light h-100\">\n\n          <div class=\"image-wrapper\">\n              <picture>\n                        <source\n                media=\"(max-width: 576px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/cryptopolis-foerderung-der-finanz-und-kryptobildung-in-sekundarschulen-scaled.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/cryptopolis-foerderung-der-finanz-und-kryptobildung-in-sekundarschulen-768x512.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 768px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/cryptopolis-foerderung-der-finanz-und-kryptobildung-in-sekundarschulen-768x512.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/cryptopolis-foerderung-der-finanz-und-kryptobildung-in-sekundarschulen-1024x683.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 1024px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/cryptopolis-foerderung-der-finanz-und-kryptobildung-in-sekundarschulen-1024x683.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/cryptopolis-foerderung-der-finanz-und-kryptobildung-in-sekundarschulen-1536x1024.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 1536px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/cryptopolis-foerderung-der-finanz-und-kryptobildung-in-sekundarschulen-1536x1024.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/cryptopolis-foerderung-der-finanz-und-kryptobildung-in-sekundarschulen-2048x1365.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 2048px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/cryptopolis-foerderung-der-finanz-und-kryptobildung-in-sekundarschulen-2048x1365.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/cryptopolis-foerderung-der-finanz-und-kryptobildung-in-sekundarschulen-scaled.jpg 2x\"\n            \/>\n                <img decoding=\"async\"\n        class=\"img-fluid\"\n        src=\"https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/cryptopolis-foerderung-der-finanz-und-kryptobildung-in-sekundarschulen-scaled.jpg\"\n        alt=\"CRYPTOPOLIS: F\u00f6rderung der Finanz- und Kryptobildung in Sekundarschulen\"\n        title=\"\"\n         loading=\"lazy\"             >\n<\/picture>\n\n          <\/div>\n          <div class=\"p-2 p-xl-3\">\n                                    <p class=\"mb-1\">Project<\/p>\n                                <h6 class=\"\">CRYPTOPOLIS: Fostering Financial and Crypto Literacy in Secondary Schools<\/h6>\n                                    <p class=\"mb-0\">The project is born out of the recognition that secondary school education needs a transformative shift to address emerging topics, particularly in the realm of financial literacy and cryptocurrency education. <\/p>\n                          <\/div>\n      <\/div>\n  <\/a>\n                    <\/div>\n                                    <div class=\"col-12 col-sm-6 col-md-6 col-lg-6 col-xl-4 mb-4\">\n                        <a href=\"https:\/\/www.fh-joanneum.at\/en\/project\/finpower-empowering-women-in-sustainable-finance-through-micro-learning\/\"\n      class=\"project-card\">\n      <div class=\"border border-light h-100\">\n\n          <div class=\"image-wrapper\">\n              <picture>\n                        <source\n                media=\"(max-width: 576px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/finpower-befaehigung-von-frauen-zu-nachhaltigem-finanzwesen-durch-mikro-lerneinheiten.png, https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/finpower-befaehigung-von-frauen-zu-nachhaltigem-finanzwesen-durch-mikro-lerneinheiten-768x454.png 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 768px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/finpower-befaehigung-von-frauen-zu-nachhaltigem-finanzwesen-durch-mikro-lerneinheiten-768x454.png, https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/finpower-befaehigung-von-frauen-zu-nachhaltigem-finanzwesen-durch-mikro-lerneinheiten-1024x606.png 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 1024px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/finpower-befaehigung-von-frauen-zu-nachhaltigem-finanzwesen-durch-mikro-lerneinheiten-1024x606.png, https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/finpower-befaehigung-von-frauen-zu-nachhaltigem-finanzwesen-durch-mikro-lerneinheiten.png 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 1217px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/finpower-befaehigung-von-frauen-zu-nachhaltigem-finanzwesen-durch-mikro-lerneinheiten.png, https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/finpower-befaehigung-von-frauen-zu-nachhaltigem-finanzwesen-durch-mikro-lerneinheiten.png 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 1217px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/finpower-befaehigung-von-frauen-zu-nachhaltigem-finanzwesen-durch-mikro-lerneinheiten.png, https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/finpower-befaehigung-von-frauen-zu-nachhaltigem-finanzwesen-durch-mikro-lerneinheiten.png 2x\"\n            \/>\n                <img decoding=\"async\"\n        class=\"img-fluid\"\n        src=\"https:\/\/cdn3.fh-joanneum.at\/media\/2024\/01\/finpower-befaehigung-von-frauen-zu-nachhaltigem-finanzwesen-durch-mikro-lerneinheiten.png\"\n        alt=\"FINPOWER: Bef\u00e4higung von Frauen zu nachhaltigem Finanzwesen durch Mikro-Lerneinheiten\"\n        title=\"\"\n         loading=\"lazy\"             >\n<\/picture>\n\n          <\/div>\n          <div class=\"p-2 p-xl-3\">\n                                    <p class=\"mb-1\">Project<\/p>\n                                <h6 class=\"\">FINPOWER: Empowering Women in Sustainable Finance through Micro Learning<\/h6>\n                                    <p class=\"mb-0\">FINPOWER is strategically designed to address the evident gender disparity in financial literacy. Recognizing that women often feel less confident in financial matters, coupled with distinct financial literacy needs, this project aims to empower women in sustainable finance through microlearning.<br \/>\r\n<\/p>\n                          <\/div>\n      <\/div>\n  <\/a>\n                    <\/div>\n                                    <div class=\"col-12 col-sm-6 col-md-6 col-lg-6 col-xl-4 mb-4\">\n                        <a href=\"https:\/\/www.fh-joanneum.at\/en\/project\/define-digitalized-financial-education-for-seniors\/\"\n      class=\"project-card\">\n      <div class=\"border border-light h-100\">\n\n          <div class=\"image-wrapper\">\n              <picture>\n                        <source\n                media=\"(max-width: 576px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2022\/03\/define-digitale-finanzbildung-fuer-seniorinnen-und-senioren-scaled-e1647870301951.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2022\/03\/define-digitale-finanzbildung-fuer-seniorinnen-und-senioren-768x512.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 768px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2022\/03\/define-digitale-finanzbildung-fuer-seniorinnen-und-senioren-768x512.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2022\/03\/define-digitale-finanzbildung-fuer-seniorinnen-und-senioren-1024x683.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 1024px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2022\/03\/define-digitale-finanzbildung-fuer-seniorinnen-und-senioren-1024x683.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2022\/03\/define-digitale-finanzbildung-fuer-seniorinnen-und-senioren-1536x1024.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 1536px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2022\/03\/define-digitale-finanzbildung-fuer-seniorinnen-und-senioren-1536x1024.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2022\/03\/define-digitale-finanzbildung-fuer-seniorinnen-und-senioren-2048x1365.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 2048px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2022\/03\/define-digitale-finanzbildung-fuer-seniorinnen-und-senioren-2048x1365.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2022\/03\/define-digitale-finanzbildung-fuer-seniorinnen-und-senioren-scaled-e1647870301951.jpg 2x\"\n            \/>\n                <img decoding=\"async\"\n        class=\"img-fluid\"\n        src=\"https:\/\/cdn3.fh-joanneum.at\/media\/2022\/03\/define-digitale-finanzbildung-fuer-seniorinnen-und-senioren-scaled-e1647870301951.jpg\"\n        alt=\"DEFINE \u2013 Digitale Finanzbildung f\u00fcr Seniorinnen und Senioren\"\n        title=\"\"\n         loading=\"lazy\"             >\n<\/picture>\n\n          <\/div>\n          <div class=\"p-2 p-xl-3\">\n                                    <p class=\"mb-1\">Project<\/p>\n                                <h6 class=\"\">DEFINE &#8211; Digitalized Financial Education For Seniors<\/h6>\n                                    <p class=\"mb-0\">The DEFINE project is set to upgrade seniors\u00b4 skills in handling online financial management services to increase their active participation at financial markets again, to decrease their costs of participation due to upgraded online IT skills, to enhance their investment possibilities and understanding which leads to a minimization of disadvantages and fraud of this target group.<\/p>\n                          <\/div>\n      <\/div>\n  <\/a>\n                    <\/div>\n                                    <div class=\"col-12 col-sm-6 col-md-6 col-lg-6 col-xl-4 mb-4\">\n                        <a href=\"https:\/\/www.fh-joanneum.at\/en\/project\/cycles-child-and-youth-caretakers-financial-literacy-and-entrepreneurship-skills\/\"\n      class=\"project-card\">\n      <div class=\"border border-light h-100\">\n\n          <div class=\"image-wrapper\">\n              <picture>\n                        <source\n                media=\"(max-width: 574px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2017\/11\/automatisch-gespeicherter-entwurf-32.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2017\/11\/automatisch-gespeicherter-entwurf-32-768x771.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 768px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2017\/11\/automatisch-gespeicherter-entwurf-32-768x771.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2017\/11\/automatisch-gespeicherter-entwurf-32-1021x1024.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 1021px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2017\/11\/automatisch-gespeicherter-entwurf-32-1021x1024.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2017\/11\/automatisch-gespeicherter-entwurf-32.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 1531px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2017\/11\/automatisch-gespeicherter-entwurf-32.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2017\/11\/automatisch-gespeicherter-entwurf-32.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 2041px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2017\/11\/automatisch-gespeicherter-entwurf-32.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2017\/11\/automatisch-gespeicherter-entwurf-32.jpg 2x\"\n            \/>\n                <img decoding=\"async\"\n        class=\"img-fluid\"\n        src=\"https:\/\/cdn3.fh-joanneum.at\/media\/2017\/11\/automatisch-gespeicherter-entwurf-32.jpg\"\n        alt=\"Automatisch gespeicherter Entwurf 27\"\n        title=\"\"\n         loading=\"lazy\"             >\n<\/picture>\n\n          <\/div>\n          <div class=\"p-2 p-xl-3\">\n                                    <p class=\"mb-1\">Project<\/p>\n                                <h6 class=\"\">CYCLES &#8211; Child and Youth Caretakers Financial Literacy and Entrepreneurship Skills<\/h6>\n                                    <p class=\"mb-0\">The CYCLES project is set to improve entrepreneurship skills and financial literacy of child and youth care practitioners (CYCP) through the development and implementation of a training course. This training course will then enable CYCP to tranfer the newly won skills to the secondary target group of young care leavers.<\/p>\n                          <\/div>\n      <\/div>\n  <\/a>\n                    <\/div>\n                                    <div class=\"col-12 col-sm-6 col-md-6 col-lg-6 col-xl-4 mb-4\">\n                        <a href=\"https:\/\/www.fh-joanneum.at\/en\/project\/tourist-competence-centres-for-the-development-of-sustainable-tourism-and-innovative-financial-management-strategies\/\"\n      class=\"project-card\">\n      <div class=\"border border-light h-100\">\n\n          <div class=\"image-wrapper\">\n              <picture>\n                        <source\n                media=\"(max-width: 576px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2018\/04\/karrierechancen-finanzmarkt-und-emerging-markets-2.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2018\/04\/karrierechancen-finanzmarkt-und-emerging-markets-2-768x384.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 768px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2018\/04\/karrierechancen-finanzmarkt-und-emerging-markets-2-768x384.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2018\/04\/karrierechancen-finanzmarkt-und-emerging-markets-2-1024x512.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 1024px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2018\/04\/karrierechancen-finanzmarkt-und-emerging-markets-2-1024x512.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2018\/04\/karrierechancen-finanzmarkt-und-emerging-markets-2.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 1536px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2018\/04\/karrierechancen-finanzmarkt-und-emerging-markets-2.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2018\/04\/karrierechancen-finanzmarkt-und-emerging-markets-2.jpg 2x\"\n            \/>\n                    <source\n                media=\"(max-width: 2048px)\"\n                srcset=\"https:\/\/cdn3.fh-joanneum.at\/media\/2018\/04\/karrierechancen-finanzmarkt-und-emerging-markets-2.jpg, https:\/\/cdn3.fh-joanneum.at\/media\/2018\/04\/karrierechancen-finanzmarkt-und-emerging-markets-2.jpg 2x\"\n            \/>\n                <img decoding=\"async\"\n        class=\"img-fluid\"\n        src=\"https:\/\/cdn3.fh-joanneum.at\/media\/2018\/04\/karrierechancen-finanzmarkt-und-emerging-markets-2.jpg\"\n        alt=\"Karrierechancen: Finanzmarkt und Emerging Markets\"\n        title=\"\"\n         loading=\"lazy\"             >\n<\/picture>\n\n          <\/div>\n          <div class=\"p-2 p-xl-3\">\n                                    <p class=\"mb-1\">Project<\/p>\n                                <h6 class=\"\">TOURIST &#8211; Competence Centres for the Development of Sustainable Tourism and Innovative Financial Management Strategies<\/h6>\n                                    <p class=\"mb-0\">Sustainable tourism is a widely discussed concept in Europe and in order to preserve the touristic fascination of Thailand and Vietnam as one of the most important tourism destination in South-East Asia, the TOURIST project was created. TOURIST will implement 7 competence centres at higher education institutions in South-East Asia in order to create awareness and spread the idea of sustainable tourism.<\/p>\n                          <\/div>\n      <\/div>\n  <\/a>\n                    <\/div>\n                                    <\/div>\n    <\/div>\n<\/div>\n\n<div id=\"\" class=\"wp-block-text-content margin-bottom-normal\">\n    <div class=\"container-lg\">\n        <div class=\"row\">\n            <div class=\"col\">\n                <h6>Experience the world of finance interactively at the Institute of Banking and Insurance Industry<\/h6>\n<p>Our annual Finance Days can be registered as school events, and offer interactive workshops for students aged 16 and over. The Finance Days are intended to raise awareness of the finance industry, to spark students&rsquo; interest and show them how creative abilities and innovative skills can be incorporated and applied in the financial sector. <\/p>\n<p>Workshops are held on the following subjects: <\/p>\n<ul>\n<li>Introduction to the world of finance, its key institutions and career opportunities <\/li>\n<li>Money and banks: Where does our money actually come from? Why do we need banks? <\/li>\n<li>How does insurance work and what products does it offer? And what does it have to do with throwing dice? <\/li>\n<li>The capital market, stock market and cryptocurrencies: Investing in the stock market &hellip; why it has bulls and bears, but no bitcoins. <\/li>\n<li>During the workshop we present students with practical games and examples which give them the opportunity to find out more about the financial industry and the current hot topics in order to stimulate greater interest in this sector and break down barriers to entry. <\/li>\n<\/ul>\n\n            <\/div>\n        <\/div>\n            <\/div>\n<\/div>\n\n\n<\/div>\n\n\n        <\/div>\n    <\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Financial literacy is a combination of financial awareness, knowledge, skills, attitudes and behaviours, which are required in order to make sensible financial decisions, leading to personal financial health.<\/p>\n","protected":false},"author":11,"featured_media":10062712,"template":"","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.fh-joanneum.at\/en\/wp-json\/wp\/v2\/focalpoint\/10063387"}],"collection":[{"href":"https:\/\/www.fh-joanneum.at\/en\/wp-json\/wp\/v2\/focalpoint"}],"about":[{"href":"https:\/\/www.fh-joanneum.at\/en\/wp-json\/wp\/v2\/types\/focalpoint"}],"author":[{"embeddable":true,"href":"https:\/\/www.fh-joanneum.at\/en\/wp-json\/wp\/v2\/users\/11"}],"version-history":[{"count":0,"href":"https:\/\/www.fh-joanneum.at\/en\/wp-json\/wp\/v2\/focalpoint\/10063387\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fh-joanneum.at\/en\/wp-json\/wp\/v2\/media\/10062712"}],"wp:attachment":[{"href":"https:\/\/www.fh-joanneum.at\/en\/wp-json\/wp\/v2\/media?parent=10063387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}