Language of instruction
German
Analysis of Business Reports
In this course, students should learn a fundamental and integrative understanding of the various components of corporate financial statements. The focus will be on the comparability of accounting metrics and ratios, distinguishing between commercial/industrial companies and banking or insurance companies (as a preparation for the in-depth controlling segment). The core contents include: [1] Qualitative analysis and information gathering from consolidated financial statements; [2] Comparability of consolidated financial statements or accounting leeway; [3] EBITDA; [4] Important metrics for commercial and industrial companies; [5] Important metrics for banking and insurance companies; [6] Case study on metrics. Optional contents may include: [7] Multiples Valuation; [8] DCF Valuation. Course language is optionally English.
Language of instruction
German
Entrepreneurship and Corporate Strategy
The course generally introduces business management and corporate strategy. Here, established methods for evaluating and innovating business models are presented. Selected case studies illustrate creative problem-solving and the structuring and drafting of goal-oriented business plans. The core contents should include: [1] Strategic management techniques: vision/mission/goal formulation, SWOT, etc.; [2] Analysis of supply/demand, environment, and trends; [3] Entrepreneurship as a process: recognition/evaluation/implementation; [4] Techniques for creative idea development; general methods for idea evaluation; methods for structuring and evaluating business ideas; [5] Innovation management in companies; [6] Drafting and evaluating business plans; [7] Advantages and synergies in consolidating multiple business sectors within one company.
Language of instruction
German
IT Management & Cybersecurity
Building on the preceding courses in this module, information and data management in banking and insurance companies will be addressed, focusing on administration, data protection, and IT requirements. The core contents include: [1] Fundamentals of information and data management; [2] Administrative and strategic tasks of information management; [3] Methods of administrative and strategic information management; [4] Data protection; [5] Specifics of IT in banks and insurance companies; [6] Current developments in FDL informatics; [7] Relevance of collected data for product design and pricing; [8] SAP in use at banks/insurances; [9] Cybersecurity.
Language of instruction
German
Product Management in Retail Banking
The executive committee is discussing products and pricing in the retail banking sector. The core topics include: [1] Overview of private and SME customer segments; product range; differences between private and SME customers; [2] Financing options for private and SME customers; [3] Lending: assessment of credit quality; collateral; processes in case of payment default or bankruptcy; credit monitoring and typical covenants; [4] Specifics in private real estate financing; basic concept of property valuation; collateral; management of interest rate risk; interest-free periods; [5] Pricing: loans, asset management fees, service offerings (checking accounts/cards etc.); [6] Special products for private customers: home savings plans, life insurance; cross-selling. [7] Private banking and wealth management; [8] Product development process phases: from initiation to product controlling.
Language of instruction
German
Risk and Capital Management in Banks
The course discusses risk measurement and risk management in a bank, with a focus on the core business of credit. The main contents include: [1] Types of risks in banking operations; [2] Accounting, regulatory, and organizational requirements; [3] Quantification of risks: RWA, Expected Loss, Unexpected Loss, VaR, ES, model risk, etc.; [4] Economic and regulatory capital requirements (including Basel II/III), standard or international risk models, risk costs, capital costs; [5] Management of the credit portfolio (quality requirements, limit systems, KSA/IRBA, capital allocation); [6] Management of interest rate risk; [7] Active balance sheet and risk management: balance sheet vs. risk management, syndication of risks, securitization of risks; [8] Management of currency risks, operational, and other risks; [9] Off-balance sheet risks.
Language of instruction
German
Corporate Finance & Banking
The executive committee is discussing the products and business models in the Corporate Banking division. This includes highlighting the differences from the retail banking sector. Special attention is given to risk and return management in commercial banking from the bank’s perspective. The core contents should include: [1] Overview of the corporate client sector; product range; differentiation from retail banking; [2] Opportunities for corporate financing; [3] Lending: assessment of corporate strategies, business plans, management, corporate governance, company value; collaterals; conglomerate structures and their relevance in case of bankruptcy; loan monitoring and typical covenants; [4] Specific sales strategies in Corporate Banking; Optional contents may include: [5] Special products in commercial banking: cash management, structured financing, investment.
Language of instruction
German
The lecture presents the peculiarities of project financing and distinguishes it from traditional retail and corporate financing. The core contents should include: [1] Overview of the project financing business area; differentiation from corporate or retail financing; [2] Financing options in project financing; [3] Cash flow analysis of projects; risk controlling; project metrics/covenants; [4] Structuring of financing solutions; Capex/interest facilities; [5] Structural/legal peculiarities; securities; special purpose vehicles (SPV); procedures in case of bankruptcy; [6] Risk and capital backing in project financing; balance sheet management through mortgage bonds, covered bonds. Optional contents may include: [7] Case studies for financing projects: real estate, infrastructure, oil/gas/energy production; [8] In-depth analysis of real estate risk.
Language of instruction
German
Treasury and Liquidity Management
The course conveys the essential components of liquidity management. It involves an in-depth discussion of risks, regulatory requirements, and available instruments. The core contents include: [1] Liquidity management in the banking sector; [2] Custody business; [3] Risks from maturity transformation; Sun Spot, Bank Run phenomena; Liquidity ratios: minimum liquidity ratio, structural liquidity ratio; [4] Regulatory liquidity requirements; [5] Money or capital market instruments: Securitization, Repos, CP, ABS, CDO, ECB instruments, Bonds, Convertibles, Hybrids. Optional contents may include: [6] Process of bond issuance at banks (Treasury); Information requirements; [7] Critical examination of bank liquidity in past financial crises; [8] Settlement in trading and liquidity.
Language of instruction
German
Product Management in Retail Banking
The executive committee is discussing products and pricing in the retail banking sector. The core topics include: [1] Overview of private and SME customer segments; product range; differences between private and SME customers; [2] Financing options for private and SME customers; [3] Lending: assessment of credit quality; collateral; processes in case of payment default or bankruptcy; credit monitoring and typical covenants; [4] Specifics in private real estate financing; basic concept of property valuation; collateral; management of interest rate risk; interest-free periods; [5] Pricing: loans, asset management fees, service offerings (checking accounts/cards etc.); [6] Special products for private customers: home savings plans, life insurance; cross-selling. [7] Private banking and wealth management; [8] Product development process phases: from initiation to product controlling.
Language of instruction
German
Risk and Capital Management in Banks
The course discusses risk measurement and risk management in a bank, with a focus on the core business of credit. The main contents include: [1] Types of risks in banking operations; [2] Accounting, regulatory, and organizational requirements; [3] Quantification of risks: RWA, Expected Loss, Unexpected Loss, VaR, ES, model risk, etc.; [4] Economic and regulatory capital requirements (including Basel II/III), standard or international risk models, risk costs, capital costs; [5] Management of the credit portfolio (quality requirements, limit systems, KSA/IRBA, capital allocation); [6] Management of interest rate risk; [7] Active balance sheet and risk management: balance sheet vs. risk management, syndication of risks, securitization of risks; [8] Management of currency risks, operational, and other risks; [9] Off-balance sheet risks.
Language of instruction
German
Corporate Finance & Banking
The executive committee is discussing the products and business models in the Corporate Banking division. This includes highlighting the differences from the retail banking sector. Special attention is given to risk and return management in commercial banking from the bank’s perspective. The core contents should include: [1] Overview of the corporate client sector; product range; differentiation from retail banking; [2] Opportunities for corporate financing; [3] Lending: assessment of corporate strategies, business plans, management, corporate governance, company value; collaterals; conglomerate structures and their relevance in case of bankruptcy; loan monitoring and typical covenants; [4] Specific sales strategies in Corporate Banking; Optional contents may include: [5] Special products in commercial banking: cash management, structured financing, investment.
Language of instruction
German
The lecture presents the peculiarities of project financing and distinguishes it from traditional retail and corporate financing. The core contents should include: [1] Overview of the project financing business area; differentiation from corporate or retail financing; [2] Financing options in project financing; [3] Cash flow analysis of projects; risk controlling; project metrics/covenants; [4] Structuring of financing solutions; Capex/interest facilities; [5] Structural/legal peculiarities; securities; special purpose vehicles (SPV); procedures in case of bankruptcy; [6] Risk and capital backing in project financing; balance sheet management through mortgage bonds, covered bonds. Optional contents may include: [7] Case studies for financing projects: real estate, infrastructure, oil/gas/energy production; [8] In-depth analysis of real estate risk.
Language of instruction
German
Treasury and Liquidity Management
The course conveys the essential components of liquidity management. It involves an in-depth discussion of risks, regulatory requirements, and available instruments. The core contents include: [1] Liquidity management in the banking sector; [2] Custody business; [3] Risks from maturity transformation; Sun Spot, Bank Run phenomena; Liquidity ratios: minimum liquidity ratio, structural liquidity ratio; [4] Regulatory liquidity requirements; [5] Money or capital market instruments: Securitization, Repos, CP, ABS, CDO, ECB instruments, Bonds, Convertibles, Hybrids. Optional contents may include: [6] Process of bond issuance at banks (Treasury); Information requirements; [7] Critical examination of bank liquidity in past financial crises; [8] Settlement in trading and liquidity.
